[Verse 1: Hilary Duff]
Some boys kiss me, some boys hug me
I think they're okay
If they don't give me proper credit, I just walk away
(I just walk away)
They can beg and they can plead
But they can't see the light
(They can't see the light)
'Cause the boy with the cold hard cash is always Mister Right

[Chorus: Both]
'Cause we are living in a material world
And I am a material girl
You know that we are living in a material world
And I am a material girl

[Interlude: Hilary Duff]
-Terial

[Verse 2: Haylie Duff]
Some boys romance, some boys slow dance
That's all right with me
(That's all right with me)
If they can't raise my interest, then I have to let them be
Some boys try, and some boys lie
But I don't let them play
(I don't let them play)
Only boys that save their pennies make my rainy day
[Chorus: Both]
'Cause they are living in a material world
And I am a material girl
You know that we are living in a material world
And I am a material girl
Living in a material world
And I am a material girl
You know that we are living in a material world
And I am a material girl

[Interlude: Hilary Duff]
Living in a material world (material)
Living in a material world
Living in a material world (material)
Living in a material world

[Bridge: Hilary Duff + Haylie Duff]
Boys may come, and boys may go
And that's all right you see
Experience has made me rich, and now they're after me

[Chorus: Both]
'Cause we are living in a material world
And I am a material girl
You know that we are living in a material world
And I am a material girl
[Outro: Hilary Duff]
A material, a material, a material, a material world