1: Fear God
There is a God regardless of your opinion
He is almighty and all loving
Know if and give him what is due

Family
After all is said and done, after the fat lady sings, after every song and dance, what remains is family. The older you get the more important this becomes. Keep it alive so that the fire burns at its best when you are old

Be honest with yourself
Brutal honesty with yourself will prevent the games of life from hurting you. Know yourself - your strengths and your weaknesses. If you don't lie to yourself you will also not lie to others

Each day build good memories
As you get older your life will become a canvas of memories. The more you build good ones now, the more beautiful the splattering will be

The good things in life do not come by themselves
As you build good memories, know that the best ones take a huge effort and do not just happen. Plan, work and execute the good stuff in life

Give
Create generosity in your life

Save
A little bit now will be a lot later. Create the habit of saving by starting small